Tuition and Fees for Overseas Students (Master and PhD Programs)

Credit Hour Overload Fee

In addition to the regular tuition fee, an overload registration fee will be applied to all continuing and newly admitted students who register for credit hours exceeding the average load per semester. The average load limits are defined as follows:​

​​*Students seeking to exceed the 12 or 9 credit hour limit, respectively, must first receive approval from their academic advisor and the Graduate Studies Office.​

One semester before graduation, the expected graduate needs to apply for the Graduation Audit and pay the mandatory non-refundable graduation audit fees. The fee will be collected with the student's last semester's tuition.

• 2,070 (VAT Included)
• $ 549 (VAT Included)​
  

• The average yearly tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on 18 credit hours per academic year. The actual amount payable may vary depending on the registered credit hours, program requirements, and the applicable fee structure for the academic period.
• The total estimated program tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on the approved program structure, total credit hour requirements, and applicable tuition rates, together with certain mandatory fees determined by the University. The actual total amount payable may vary depending on the student's academic progression, registered credit hours per academic period, program duration, and the applicable fee structure. 
• Effat University establishes mandatory fees, which can vary depending on the program, academic period, and student status. Not all mandatory university fees are included in this estimate. The university reserves the right to amend tuition rates and mandatory fees in accordance with approved policies and applicable regulations.
• Actual tuition may vary based on academic load, approved scholarships, discounts, fees, and the official registration outcome. The university reserves the right to amend the feed in accordance with its approved policies.​
  

Note:

• The average yearly tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on 18 credit hours per academic year. The actual amount payable may vary depending on the registered credit hours, program requirements, and the applicable fee structure for the academic period. 
• The total estimated program tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on the approved program structure, total credit hour requirements, and applicable tuition rates, together with certain mandatory fees determined by the University. The actual total amount payable may vary depending on the student's academic progression, registered credit hours per academic period, program duration, and the applicable fee structure.
  
• Effat University establishes mandatory fees, which can vary depending on the program, academic period, and student status. Not all mandatory university fees are included in this estimate. The university reserves the right to amend tuition rates and mandatory fees in accordance with approved policies and applicable regulations.​
• Actual tuition may vary based on academic load, approved scholarships, discounts, fees, and the official registration outcome. The university reserves the right to amend the feed in accordance with its approved policies

​​Credit Hour Overload Fee​

In addition to the regular tuition fee, an overload registration fee will be applied to all continuing and newly admitted students who register for credit hours exceed

​Non-refundable Mandatory Fees

In addition to the tuition fees above, all enrolled students are required to pay mandatory fees each semester. These fees apply to all students, regardless of program or course load, and are charged to support essential academic services. Certain mandatory fees are non-refundable as follows.

​Living Costs

After considering the course fees, students need to keep in mind other essential costs, which are described below:

Accommodation Fee

​​​Different options are available in the university residence. Students can check the website or contact the university to learn more about the available options and fees.

​Other Fees listed below:​​​

​* The Fees mentioned above were calculated using an exchange rate of 3.77. Differences may apply, and prices may vary depending on changes in prices received from providers.​

Application Fees

A non-refundable application fee is required for all applicants. The application fee will be collected at the time of the application.

• 1,150 (VAT Included)
• $ 305 (VAT Included)
  

E-Learning Resources Fees

Non-refundable E-learning resources fees are required for all registered students. The e-learning resources will be collected during registration.

• 1,150 / semester (VAT Included)
• $ 305 / semester (VAT Included)
  

​Student Activities Fees

Non-refundable student activities fees are required for all registered students. The student activities fee will be collected at the time of registration

• ​1,150 / semester (VAT Included)
• $ 305 / semester (VAT Included)
  

Non-mandatory Fees

This section includes additional non-mandatory fees that may apply based on a student's program requirements, academic activities, or optional services. These fees are not charged to all students and are assessed only when the related service, course component, or activity is utilized.

​*For submission of a single manuscript up to 25,000 words, the credits are valid for 12 months and include 5 free revisions. The AI writing detection is not available.​

University Financial Support

1. Scholarships

   Effat University offers a variety of scholarship opportunities to support eligible students. These scholarships may be funded by the University or through external donors and are awarded based on defined eligibility requirements. Available scholarships may include:

   • Merit-based scholarships (academic, sports, cultural, and overseas students)
   • Donor-funded or restricted scholarships
   • Program-specific or cohort-based scholarships​
     
     

   ​​Scholarship and financial aid coverage may be partial or full, subject to the terms and conditions of the applicable scholarship agreement.

   Scholarship Eligibility Criteria

   Scholarship eligibility at Effat University is assessed based on established criteria, which may include:

   • Academic merit based on previous degrees
   • Enrollment status and academic program
   • Compliance with university academic and financial policies
   • Any additional conditions specified by AASC or donors.

   Meeting the eligibility criteria does not guarantee approval, as awards are subject to availability and institutional review.

   Scholarship Application Process

   Scholarships at Effat University are awarded based on a formal contractual agreement that remains valid until graduation, subject to the student's continued compliance with the stipulated academic and conduct requirements.

   Effat University offers academic merit scholarships to new students based on the official documents submitted with their admission application. Eligible students who meet the scholarship requirements are required to sign an official scholarship contract with the University, which confirms the awarded scholarship and outlines the conditions for maintaining it throughout their studies. For other types of financial support, students are requested to apply through the Scholarship Office, and they will be notified of the outcome within two weeks.

   The approved scholarship percentage remains fixed throughout the academic program, provided that the student continues to meet all contractual requirements. Failure to comply with the stated conditions, particularly the minimum required GPA, may result in the suspension or revocation of the scholarship, in accordance with the signed scholarship contract.

   To support student retention and academic success, Effat University offers students whose scholarships have been revoked for non-compliance with academic requirements the opportunity to participate in the Scholarship Success Program. This program provides alternative financial support at a revised scholarship percentage, designed to encourage students to improve their academic performance and successfully continue their studies.

2. Effat University installment plan:

   Effat University provides payment options to support students and their families in responsibly managing tuition obligations while recognizing varying financial circumstances, in line with the University's commitment to accessible and sustainable education.

   Effat Payment Plan eligibility: students may be permitted to pay tuition fees in up to three (3) installments per academic semester, subject to eligibility criteria.

   Eligibility Criteria:

   1. Good academic standing.
   2. Financial standing:
      • Zero outstanding balances from previous semesters.
      • The student maintains a consistent payment record on prior installment plans.
      • An amount of SAR 5,000 of total semester tuition must be paid before activation of the installment plan.
      • Effat University reserves the right to decline installment requests based on risk assessment.
        

3. Students' Loans

   Effat University has established formal agreements with approved third-party financing institutions and foundations to provide student loan solutions that assist students in fulfilling their tuition payment obligations.

   ​​The following third-party financing institutions are approved partners of the university:

   • Maslak Educational Loan Program
     

     Maslak is an educational financing fund. It is an educational financing fund that enables access to university education by providing educational loans for specializations required in the labor market, with flexible repayment terms during the years of study extending beyond graduation, without interest. The fund operates through a strategic partnership with the General Authority for Awqaf. The Maslak educational loan program is available to Effat University students. Participation is subject to the terms, conditions, and approval of the issuing authority.
     

   • Social Development Bank (SDB) Education Financing​​
     

     The Social Development Bank (SDB), a Saudi government development bank, offers an Education Financing product to support students pursuing post-secondary education, including diploma, bachelor's, and master's programs. This product provides educational financing of up to SAR 100,000, disbursed in accordance with the terms and​ conditions approved by SDB, which may include installments or lump-sum payments directly to accredited educational institutions. Participation in this financing option is subject to SDB eligibility criteria and the Bank's approval. The University facilitates information about this option but does not guarantee approval by external financing entities.
     

   • JeelPay

     Effat University may offer an installment-based tuition payment plan through JeelPay, a licensed financial technology platform that enables tuition payments to be divided into monthly interest free installments. JeelPay's services are subject to student eligibility, provider approval, and applicable University regulations. Tuition installment arrangements under JeelPay are structured in accordance with JeelPay's authorized terms and with oversight from the Saudi Central Bank.

   • Tamara

     Effat University may offer an installment payment option through Tamara, a licensed financial technology platform that provides Buy Now, Pay Later payment solutions. Under this option, eligible students may settle tuition fees in interest-free instalments subject to the terms, conditions, and approval of Tamara and applicable University regulations. Approval, payment schedules, and obligations are governed by the service provider and the student's agreement with Tamara.​​
     

4. Financial Aid

   Effat University has established a Financial Aid Program to support students with limited income and help them continue their academic journey. The program targets students facing urgent or ongoing financial challenges that may hinder their ability to continue their studies, provided they demonstrate academic excellence and comply with the University's academic standards.

   Eligibility Requirements for Financial Aid:

   • The student must be in good academic standing according to the approved regulations.
   • The student must provide proof of financial hardship through official documents showing income level, expenses, and family responsibilities.
   • All required documents must be submitted within the specified application period.

   The Admissions and Academic Evaluation Committee reviews applications, assesses financial need using approved criteria, and determines the appropriate financial aid amount for each case. Support is granted in accordance with the available budget and the principles of fairness and transparency.

   This program aims to ensure access to education for all eligible students, support their academic continuity, and minimize any financial barriers that could prevent them from completing their studies.​
   

1. Payment Guidelines

   Effat University New Students Payment Guidelines
   1. Tuition and fees shall be assessed based on the number of registered credit hours.
   2. New students in their first semester at Effat University are required to pay an approved registration fee prior to enrolling in any courses. Upon successful registration, the registration fee shall be credited toward the total tuition fees for that semester.
   3. An approved installment arrangement can be granted to new students upon registration at the beginning of the semester based on eligibility criteria.
   4. New students who choose to pay tuition through installments must comply with the approved installment plan schedule, as published in the Academic Calendar.
   5. Foundation-level students and new students admitted during the first week are exempt from the late registration fee.
   6. The registration fee is non-refundable in the event of withdrawal during the first two (2) weeks of the semester, in accordance with the University’s refund policy
   7. Students receiving scholarships, financial aid, or external sponsorship remain financially responsible for any charges not covered by the awarding entity. Students are responsible for coordinating with the Student Financial Service Unit and the Office of Scholarships and Financial Aid regarding application deadlines and award status to avoid placing a hold on their accounts due to late or unpaid balances.

   Effat University Continuing Students Payment Guidelines

   1. All continuing students are eligible to register during the pre-registration period for the following semester, provided that all outstanding financial obligations from previous semesters have been settled.
   2. All continuing students shall complete registration from the start of the pre-registration period up to the day before the first day of classes.
   3. All continuing students are required to settle their tuition fees in full or in accordance with an approved installment arrangement from the start of the pre-registration period and no later than the fifth (5th) day of classes, as specified in the Academic Calendar. Failure to comply may result in administrative actions, including dropping course registrations, in accordance with University policies.
   4. Any continuing student who registers from the first day of classes through the fifth (5th) day of classes shall be considered late in registration and shall be subject to the applicable non-refundable late registration fee amount of ​690, $183, regardless of whether the student maintains a credit balance on their account, in accordance with University regulations.
   5. Foundation-level students are exempt from the late registration fee during the first week of the beginning of the semester.
   6. This policy does not apply to students whose tuition fees are covered under an active sponsorship agreement or contract signed between the sponsoring entity and Effat University.

2. Installment Payment Guidelines
   

1. ​All registered students are required to settle their full semester tuition during the pre-registration period and no later than the fifth (5th) day of classes, as specified in the Effat University Academic Calendar published on the University website.
2. Effat University reserves the right to withhold access to all student services, including Blackboard and Banner, from students who fail to meet their financial obligations as outlined in the suggested installment plan or their approved installment arrangement.
3. Effat University cannot waive tuition or fees for students who register on Banner and fail to attend their classes or stop for any reason without completing the clearance form and submitting it to the registration office.
4. Tuition installment plans may be approved as an alternative to full tuition payment at the beginning of the semester, subject to university regulations and approval by the Management of Finance.
5. Tuition fees for the summer semester must be paid in full prior to pre-registration, including for visiting or auditing students. No student shall be permitted to register for the summer semester unless all tuition charges are fully settled.
   

3. Effat University Guidelines for Submission of Financial Support Documentation:  ​

Refund Policy ​

Refund for Master's and PhD programs (Overseas)

1. ​Cancellation due to the rejection of the visa application:

   If a student visa application is rejected, the student shall be eligible for a full refund of tuition fees, excluding the application fee, subject to the following conditions:

   • Proof of meeting the visa requirements is provided.
   • Proof that the visa application was submitted no less than 2 months prior to the course starting date.
   • Official proof of visa rejection by ​the Saudi Arabian Embassy.

2. Cancellation by the Student:

   • ​​​Refunds During the Add & Drop Period:

   ​Students who drop a course during the Add & Drop period are eligible for the following refund:

   • A student who drops courses
     Refund Fees
   • During the 1st to 2nd week of the semester
     Full tuition fees ​
     

   
   

3. Refunds After the Add & Drop Period:

   No refund shall be issued for withdrawals from individual courses or for more than one course after the Add & Drop period.
   

   • ​New students​:
     • Registration fee of SAR 5000 (~USD $1327) is non-refundable if withdrawal occurs during the first 2 weeks.
     • Withdrawal after the first 2 weeks follows the refund schedule below.

   • Continuing students:
     • Withdrawal or deferral during Weeks 1–2 requires payment of an administration fee of SAR 2,500 (~USD $663).

4. ​Refund Schedule for Withdrawals from the University or Semester Deferral:

   Students who withdraw from the university or defer enrollment for a semester will receive refunds according to the schedule detailed below:​​​​
   

   • Student Withdrawal
     [University Withdrawals or Withdrawals for a Semester]
     New Student
     Refunded Percentage of The Total Tuition Fee
     Continuing Student
     Refunded Percentage of The Total Tuition Fee
   • During the 1st and 2nd week of the semester
     100% of the tuition fees are refunded except for the registration fee
     100% of the tuition fees
   • During the 3rd week of the semester
     75% of tuition fees
     75% of the tuition fees
   • During the 4th–6th week of the semester
     50% of the tuition fees
     50% of the tuition fees
   • During the 7th–8th week
     25% of the tuition fees
     25% of the tuition fees
   • After the 8th week
     Non-refundable
     Non-refundable ​
     

   Note: Policy reported in the Effat University Academic Calendar.​
   

5. ​​Deferral to a Later Session:

   1. ​If the student has not yet arrived and notifies the University that he/she wishes to defer to a later session, one month from the starting date of the program, the tuition fee may be carried forward for one year.
   2. ​If the student requests to defer for a second year, the deposit will be forfeited and treated as a withdrawal. The student will then need to reapply for the later session and pay a new tuition fee.
   3. ​​It is the student's responsibility to familiarize themselves with the university's financial regulations, including the payment of fees and the schedule of fees.

6. Payment of Refunds:

1. The refund request should be submitted with the following documents​:

   • International Bank account information IBAN.​
     
   • ​​Bank SWIFT code.
     
   • Copy of passport. 
     
     

2. The refund request will be processed within a minimum of of four weeks from the date of submission.
   

3. ​Approved refund request will be paid in Saudi Riyal to the bank account of the authorized ‎beneficiary. The refund must be transferred to the same bank account from which the original payment was made
   

4. ​The University will not compensate for any exchange rate differences or bank transfer costs incurred by the payer of the fees.
   

5. ​The payer of the fees for any exchange rate differences or funds transfer costs.​
   

Refund for Placement Test Linguaskill & Math Refund:​

The Placement Test Linguaskill & Math are Subject to the Following Refund Policy:

1. A 75% refund will be issued if the cancellation request is submitted within 24 hours of payment. No refund will be granted after 24 hours if cancellation is not received.
   
2. The test receipt shall be valid for at least one month from the date of issuance or until the end of the add/drop period, whichever is longer. ​
   
   ​