Tuition and Fees for Graduate Overseas Students

Credit Hour Overload Fee

In addition to the regular tuition fee, an overload registration fee will be applied to all continuing and newly admitted students who register for credit hours exceeding the average load per semester. The average load limits are defined as follows:​

​​*Students seeking to exceed the 12 or 9 credit hour limit, respectively, must first receive approval from their academic advisor and the Graduate Studies Office.​

One semester before graduation, the expected graduate needs to apply for the Graduation Audit and pay the mandatory non-refundable graduation audit fees. The fee will be collected with the student's last semester's tuition.

• 2,070 (VAT Included)
• $ 549 (VAT Included)​
  

• The average yearly tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on 18 credit hours per academic year. The actual amount payable may vary depending on the registered credit hours, program requirements, and the applicable fee structure for the academic period.
• The total estimated program tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on the approved program structure, total credit hour requirements, and applicable tuition rates, together with certain mandatory fees determined by the University. The actual total amount payable may vary depending on the student's academic progression, registered credit hours per academic period, program duration, and the applicable fee structure. 
• Effat University establishes mandatory fees, which can vary depending on the program, academic period, and student status. Not all mandatory university fees are included in this estimate. The university reserves the right to amend tuition rates and mandatory fees in accordance with approved policies and applicable regulations.
• Actual tuition may vary based on academic load, approved scholarships, discounts, fees, and the official registration outcome. The university reserves the right to amend the feed in accordance with its approved policies.​
  

Note:

• The average yearly tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on 18 credit hours per academic year. The actual amount payable may vary depending on the registered credit hours, program requirements, and the applicable fee structure for the academic period. 
• The total estimated program tuition and mandatory fees (VAT excluded) are indicative estimates calculated based on the approved program structure, total credit hour requirements, and applicable tuition rates, together with certain mandatory fees determined by the University. The actual total amount payable may vary depending on the student's academic progression, registered credit hours per academic period, program duration, and the applicable fee structure.
  
• Effat University establishes mandatory fees, which can vary depending on the program, academic period, and student status. Not all mandatory university fees are included in this estimate. The university reserves the right to amend tuition rates and mandatory fees in accordance with approved policies and applicable regulations.​
• Actual tuition may vary based on academic load, approved scholarships, discounts, fees, and the official registration outcome. The university reserves the right to amend the feed in accordance with its approved policies

​​Credit Hour Overload Fee​

In addition to the regular tuition fee, an overload registration fee will be applied to all continuing and newly admitted students who register for credit hours exceed

​Non-refundable Mandatory Fees

In addition to the tuition fees above, all enrolled students are required to pay mandatory fees each semester. These fees apply to all students, regardless of program or course load, and are charged to support essential academic services. Certain mandatory fees are non-refundable as follows.

​Living Costs

After considering the course fees, students need to keep in mind other essential costs, which are described below:

Accommodation Fee

​​​Different options are available in the university residence. Students can check the website or contact the university to learn more about the available options and fees.

​Other Fees listed below:​​​

​* The Fees mentioned above were calculated using an exchange rate of 3.77. Differences may apply, and prices may vary depending on changes in prices received from providers.​

Application Fees

A non-refundable application fee is required for all applicants. The application fee will be collected at the time of the application.

• 1,150 (VAT Included)
• $305 (VAT Included)
  

E-Learning Resources Fees

Non-refundable E-learning resources fees are required for all registered students. The e-learning resources will be collected during registration.

• 1,150 / semester (VAT Included)
• $305 / semester (VAT Included)
  

​Student Activities Fees

Non-refundable student activities fees are required for all registered students. The student activities fee will be collected at the time of registration

• ​1,150 / semester (VAT Included)
• $305 / semester (VAT Included)
  

Non-mandatory Fees 

This section includes additional non-mandatory fees that may apply based on a student's program requirements, academic activities, or optional services. These fees are not charged to all students and are assessed only when the related service, course component, or activity is utilized.

​*For submission of a single manuscript up to 25,000 words, the credits are valid for 12 months and include 5 free revisions. The AI writing detection is not available.​

University Financial Support 

1. Scholarships

   Effat University offers a variety of scholarship opportunities to support eligible students. These scholarships may be funded by the University or through external donors and are awarded based on defined eligibility requirements. Available scholarships may include:

   • Merit-based scholarships (academic, sports, cultural, and overseas students)
   • Donor-funded or restricted scholarships
   • Program-specific or cohort-based scholarships​
     
     

   ​​Scholarship and financial aid coverage may be partial or full, subject to the terms and conditions of the applicable scholarship agreement.

   Scholarship Eligibility Criteria

   Scholarship eligibility at Effat University is assessed based on established criteria, which may include:

   • Academic merit based on previous degrees
   • Enrollment status and academic program
   • Compliance with university academic and financial policies
   • Any additional conditions specified by AASC or donors.

   Meeting the eligibility criteria does not guarantee approval, as awards are subject to availability and institutional review.

   Scholarship Application Process

   Scholarships at Effat University are awarded based on a formal contractual agreement that remains valid until graduation, subject to the student's continued compliance with the stipulated academic and conduct requirements.

   Effat University offers academic merit scholarships to new students based on the official documents submitted with their admission application. Eligible students who meet the scholarship requirements are required to sign an official scholarship contract with the University, which confirms the awarded scholarship and outlines the conditions for maintaining it throughout their studies. For other types of financial support, students are requested to apply through the Scholarship Office, and they will be notified of the outcome within two weeks.

   The approved scholarship percentage remains fixed throughout the academic program, provided that the student continues to meet all contractual requirements. Failure to comply with the stated conditions, particularly the minimum required GPA, may result in the suspension or revocation of the scholarship, in accordance with the signed scholarship contract.

   To support student retention and academic success, Effat University offers students whose scholarships have been revoked for non-compliance with academic requirements the opportunity to participate in the Scholarship Success Program. This program provides alternative financial support at a revised scholarship percentage, designed to encourage students to improve their academic performance and successfully continue their studies.
   

2. Students' Loans

   Effat University has established formal agreements with approved third-party financing institutions and foundations to provide student loan solutions that assist students in fulfilling their tuition payment obligations.

   ​​The following third-party financing institutions are approved partners of the university:

   • Maslak Educational Loan Program
     

     Maslak is an educational financing fund. It is an educational financing fund that enables access to university education by providing educational loans for specializations required in the labor market, with flexible repayment terms during the years of study extending beyond graduation, without interest. The fund operates through a strategic partnership with the General Authority for Awqaf. The Maslak educational loan program is available to Effat University students. Participation is subject to the terms, conditions, and approval of the issuing authority.
     

   • Social Development Bank (SDB) Education Financing​​
     

     The Social Development Bank (SDB), a Saudi government development bank, offers an Education Financing product to support students pursuing post-secondary education, including diploma, bachelor's, and master's programs. This product provides educational financing of up to SAR 100,000, disbursed in accordance with the terms and​ conditions approved by SDB, which may include installments or lump-sum payments directly to accredited educational institutions. Participation in this financing option is subject to SDB eligibility criteria and the Bank's approval. The University facilitates information about this option but does not guarantee approval by external financing entities.
     

   • JeelPay

     Effat University may offer an installment-based tuition payment plan through JeelPay, a licensed financial technology platform that enables tuition payments to be divided into monthly interest free installments. JeelPay's services are subject to student eligibility, provider approval, and applicable University regulations. Tuition installment arrangements under JeelPay are structured in accordance with JeelPay's authorized terms and with oversight from the Saudi Central Bank.

   • Tamara

     Effat University may offer an installment payment option through Tamara, a licensed financial technology platform that provides Buy Now, Pay Later payment solutions. Under this option, eligible students may settle tuition fees in interest-free instalments subject to the terms, conditions, and approval of Tamara and applicable University regulations. Approval, payment schedules, and obligations are governed by the service provider and the student's agreement with Tamara.​​
     

3. Financial Aid

   Effat University has established a Financial Aid Program to support students with limited income and help them continue their academic journey. The program targets students facing urgent or ongoing financial challenges that may hinder their ability to continue their studies, provided they demonstrate academic excellence and comply with the University's academic standards.

   Eligibility Requirements for Financial Aid:

   • The student must be in good academic standing according to the approved regulations.
   • The student must provide proof of financial hardship through official documents showing income level, expenses, and family responsibilities.
   • All required documents must be submitted within the specified application period.

   The Admissions and Academic Evaluation Committee reviews applications, assesses financial need using approved criteria, and determines the appropriate financial aid amount for each case. Support is granted in accordance with the available budget and the principles of fairness and transparency.

   This program aims to ensure access to education for all eligible students, support their academic continuity, and minimize any financial barriers that could prevent them from completing their studies.​

​Payment Terms and Conditions ​​​


​Learn more​ about payment terms and conditions for overseas graduate studies​ students:​​

• Payment Guidelines
  

• Installment Payment Guidelines
  

• Payment Methods

• ​Refund Policy​​​